As retirement advisors are well aware, the end of our working lives inevitably hits different people at different times, and in different states of readiness. But we all know that it’s a “landfall” ...

The per-participant rate for flat-rate premiums, the per-participant cap, and the per-participant rate for flat-rate premiums increased are increasing for 2025; the premium rate per $1,000 in unfunded ...

Send a disclosure to the SIMPLE IRA eligible employees regarding the termination of the SIMPLE IRA and establishment of the safe harbor plan. Employers can use a variation of the summary description ...

A drawdown withdrawal strategy paired with guaranteed income from a deferred annuity can provide a high level of retirement income, while maintaining adequate liquidity for retirees. So argues a new ...

October is harvest time. But farmers are not the only ones gathering the bounty—so is the Pension Benefit Guaranty ...

When the CAA passed the House by 225-201, 226 of the House’s 435 members voted by proxy. The House had allowed members to vote by proxy since 2020 to allow members greater flexibility during the ...

For a mass affluent couple retiring in 25 years, this would mean a reduction of almost $287,000 in lifetime benefits. An average-income couple 10 years from retirement would lose just under $100,000 ...

On average, Social Security retirement benefits will increase by about $50 per month starting in January. The estimated average monthly Social Security benefit payable in January 2025 will now be ...

Funding levels of private-sector pension plans remain strong for the year overall despite slight declines in the third quarter, say recent reports. Funding levels of private-sector pension plans ...

Enhanced planning services in defined contribution (DC) plans may help alleviate the so-called financial vortex of life events and unexpected expenses that can disrupt Americans’ ability to save for ...

Since most people have NO idea of the answer to either of those questions 30 years in advance, we tend to provide the aforementioned heuristics; things like 70% of pre-retirement income as a stand in ...

Facilitating employees’ financial wellness takes many forms. Providing a retirement plan is perhaps the most important, but fostering their overall financial well-being in turn helps boost retirement ...